← All Chapters The Book of Matthew · Chapter 6

Matthew 6: Treasures, Prayer, and Trust

Jesus calls his people to serve an audience of One, pray to the Father, and trust him completely.

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Matthew 6 (WEB)

1 “Be careful that you don’t do your charitable giving before men, to be seen by them, or else you have no reward from your Father who is in heaven.

2 Therefore when you do merciful deeds, don’t sound a trumpet before yourself, as the hypocrites do in the synagogues and in the streets, that they may get glory from men. Most certainly I tell you, they have received their reward.

3 But when you do merciful deeds, don’t let your left hand know what your right hand does,

4 so that your merciful deeds may be in secret, then your Father who sees in secret will reward you openly.

5 “When you pray, you shall not be as the hypocrites, for they love to stand and pray in the synagogues and in the corners of the streets, that they may be seen by men. Most certainly, I tell you, they have received their reward.

6 But you, when you pray, enter into your inner room, and having shut your door, pray to your Father who is in secret, and your Father who sees in secret will reward you openly.

7 In praying, don’t use vain repetitions, as the Gentiles do; for they think that they will be heard for their much speaking.

8 Therefore don’t be like them, for your Father knows what things you need, before you ask him.

9 Pray like this: ‘Our Father in heaven, may your name be kept holy.

10 Let your Kingdom come. Let your will be done, as in heaven, so on earth.

11 Give us today our daily bread.

12 Forgive us our debts, as we also forgive our debtors.

13 Bring us not into temptation, but deliver us from the evil one. For yours is the Kingdom, the power, and the glory forever. Amen. ’

14 “For if you forgive men their trespasses, your heavenly Father will also forgive you.

15 But if you don’t forgive men their trespasses, neither will your Father forgive your trespasses.

16 “Moreover when you fast, don’t be like the hypocrites, with sad faces. For they disfigure their faces, that they may be seen by men to be fasting. Most certainly I tell you, they have received their reward.

17 But you, when you fast, anoint your head, and wash your face;

18 so that you are not seen by men to be fasting, but by your Father who is in secret, and your Father, who sees in secret, will reward you.

19 “Don’t lay up treasures for yourselves on the earth, where moth and rust consume, and where thieves break through and steal;

20 but lay up for yourselves treasures in heaven, where neither moth nor rust consume, and where thieves don’t break through and steal;

21 for where your treasure is, there your heart will be also.

22 “The lamp of the body is the eye. If therefore your eye is sound, your whole body will be full of light.

23 But if your eye is evil, your whole body will be full of darkness. If therefore the light that is in you is darkness, how great is the darkness!

24 “No one can serve two masters, for either he will hate the one and love the other; or else he will be devoted to one and despise the other. You can’t serve both God and Mammon.

25 Therefore I tell you, don’t be anxious for your life: what you will eat, or what you will drink; nor yet for your body, what you will wear. Isn’t life more than food, and the body more than clothing?

26 See the birds of the sky, that they don’t sow, neither do they reap, nor gather into barns. Your heavenly Father feeds them. Aren’t you of much more value than they?

27 “Which of you, by being anxious, can add one momentto his lifespan?

28 Why are you anxious about clothing? Consider the lilies of the field, how they grow. They don’t toil, neither do they spin,

29 yet I tell you that even Solomon in all his glory was not dressed like one of these.

30 But if God so clothes the grass of the field, which today exists, and tomorrow is thrown into the oven, won’t he much more clothe you, you of little faith?

31 “Therefore don’t be anxious, saying, ‘What will we eat?’, ‘What will we drink?’ or, ‘With what will we be clothed?’

32 For the Gentiles seek after all these things; for your heavenly Father knows that you need all these things.

33 But seek first God’s Kingdom, and his righteousness; and all these things will be given to you as well.

34 Therefore don’t be anxious for tomorrow, for tomorrow will be anxious for itself. Each day’s own evil is sufficient.

Summary

Jesus warns against doing acts of righteousness to be seen by others. Giving, prayer, and fasting should be done in secret, for the Father who sees in secret will reward openly. He teaches his disciples to pray simply, giving them the model prayer that hallows the Father's name, seeks his kingdom and will, asks for daily bread, forgiveness, and deliverance, and stresses forgiving others. He turns to treasure, urging them to store up treasure in heaven rather than on earth, because the heart follows its treasure. No one can serve both God and money. Then he addresses anxiety: the Father feeds the birds and clothes the lilies, so his children need not worry about food or clothing. Instead they are to seek first God's kingdom and righteousness, trusting that all these things will be added.

Main Characters

  • Jesus — The teacher who calls his disciples to sincere worship, single-hearted devotion, and freedom from anxiety.
  • The Father in heaven — The God who sees in secret, knows our needs before we ask, and feeds and clothes his children.
  • The hypocrites — Those who give, pray, and fast to be seen by others, and so receive only the reward of human applause.
  • The disciples — Jesus' followers, taught how to pray and called to seek first God's kingdom.

Key Verse

Matthew 6:33 (WEB)

But seek first God’s Kingdom, and his righteousness; and all these things will be given to you as well.

Lessons Learned

  • Acts of devotion are meant for God's eyes, not for human applause.
  • Prayer is honest conversation with a Father who already knows our needs.
  • Where we store our treasure reveals and shapes where our hearts truly are.
  • Anxiety loses its grip when we trust the Father's care and seek his kingdom first.
  • Worship for God's eyes, not applause. Giving, prayer, and fasting done in secret are rewarded by 'your Father who sees in secret' (Matthew 6:4, WEB).
  • Pray to a Father who already knows. We need no vain repetitions, 'for your Father knows what things you need, before you ask him' (Matthew 6:8, WEB).
  • Forgiven people forgive. Jesus ties our forgiveness to our forgiving: 'if you forgive men their trespasses, your heavenly Father will also forgive you' (Matthew 6:14, WEB).
  • Treasure shapes the heart. Lay up treasure in heaven, 'for where your treasure is, there your heart will be also' (Matthew 6:21, WEB).
  • You cannot serve two masters. Divided loyalty is impossible: 'You can't serve both God and Mammon' (Matthew 6:24, WEB).
  • Seek the kingdom first. Anxiety yields to trust when we 'seek first God's Kingdom, and his righteousness,' confident the rest will be supplied (Matthew 6:33, WEB).
  1. Why does Jesus warn so strongly against doing good deeds 'to be seen by men,' and how can that temptation creep into our own giving or prayer?
  2. What stands out to you about the way Jesus teaches us to pray in the Lord's Prayer?
  3. What does Jesus mean by laying up treasures in heaven rather than on earth, and how does treasure reveal the heart?
  4. Jesus says we cannot serve both God and money; where do you feel that tension most in your own life?
  5. What worry are you carrying right now, and how does Jesus' teaching about the birds and lilies speak to it?
  1. Jesus warns against it because the desire for human praise replaces the Father as our true audience, and the applause we crave becomes the only reward we get (vv.1-2, 5, 16). It creeps in whenever we measure our giving, praying, or serving by who is watching. Invite the group to be honest about this subtle pull.
  2. Let members share freely; common observations include its simplicity, that it begins with God's name, kingdom, and will before our needs, that it asks only for daily bread, and that it links our being forgiven with our forgiving others (vv.9-13). There is no wrong answer here.
  3. Earthly treasure is temporary, vulnerable to moth, rust, and thieves, while heavenly treasure is secure (vv.19-20). Treasure reveals the heart because the heart follows what it values most (v.21); investing in God's purposes both shows and shapes our love for him.
  4. This is a personal-application question. Encourage candid reflection without shame. Help members notice where money quietly commands their trust, time, or worry, and point them back to single-hearted devotion to God (v.24). Sharing your own struggle can open the door.
  5. This is a personal-application question. Let people name a real worry, then walk through Jesus' logic: the Father who feeds the birds and clothes the lilies values them far more (vv.26-30). Encourage them to replace anxious striving with seeking the kingdom first (v.33) and trusting the Father one day at a time (v.34).

Scripture quotations are from the World English Bible (WEB), the King James Version (KJV), and the American Standard Version (ASV), all of which are in the public domain.